1. Ensure you get your Credit Report and Scores at no cost
To have house loan there are lots of factors which come into play, however your FICO rating is the most essential.
You can examine your credit file and obtain your scores online at no cost.
Credit Karma includes a great tool that allows you to see your credit score and provides you updated credit ratings. You are able to monitor you credit and obtain alerts when there will be modifications to your credit.
2. Look for Errors on Your Credit History
You shall like to review your credit closely for mistakes. Mistakes on credit file is a larger problem than you might recognize. In research because of the FTC they unearthed that 1 in 5 customers had one or more mistake to their credit file.
When you do find inaccuracies it is possible to dispute these with the three major credit agencies. They will have 1 month to research your dispute, they will correct it if they find that the item in question is inaccurate.
Where you should Dispute
It is possible to register a dispute on the web: